WHO WE ARE IS WHAT MAKES US DIFFERENT
Our mission is to help change the way Americans save and invest so they can be financially secure. We aim to help our clients become happier and wealthier by continually striving to provide the necessary
tools and advice that will secure their financial freedom. We intend to exceed all expectations, giving our clients the exceptional service and experience that inspires them to tell their friends and family.

What We Do
We Do It Best
We find innovative products and financial solutions which grow and protect your wealth while reducing or eliminating taxation.
Meet Michael Cook
Michael Cook has spent more than two decades in financial services as an entrepreneur in San Antonio. He started his own insurance agency 25 years ago, and has been independent for the last 15 years. “We chose to become independent, because that allows us to work for the client instead of the insurance company. It gives us a better approach in terms of what product fits best for each individual, instead of a one-size-fits all from just one company’s product line,” Mike says.
Mike’s firm, NGB Financial, has a history of working with large and small business owners and employers with group plans including health care, and they still design employee benefit programs. But they have migrated more toward retirement planning and college planning for individual families in the last decade or so, as they saw the need increasing. “We like to help take the confusion out of planning for retirement, and help make a college education possible for our clients’ kids,” he says.
Mike received his business degree in economics from Sam Houston State University (SHSU). He married his high school sweetheart, Karan, 31 years ago and they have two daughters—one just graduated from Texas Tech University, and the other is working on her PhD in psychology in Palo Alto, California. Mike loves golfing as well as exploring the great hiking trails around the San Antonio area with Karan.
JOIN OUR TEAM TODAY!
CONTACT US
Contact NGB Financial to learn how we can help you meet your financial goals.
San Antonio, Texas 78216
Fax: 210-349-9908
Susie Tabor - susie@ngbfinancial.com
Michael Downs - mdowns@ngbfinancial.com